Apollo Bancorp, Inc. 2026 Third Quarter Earnings

Contact: Nelson L. Person
President & CEO
Tel. (724) 478-6101

FOR IMMEDIATE RELEASE

Apollo, PA—October 21, 2026:  Apollo Bancorp, Inc. (OTCID: APLO), the parent company of Apollo Trust Company, reported net income for the quarter ended September 30, 2026 of $666,000, or $1.32 per share compared with third quarter 2025 earnings of $581,000, or $1.13 per share.  The Company reported an increase in net interest income of $225,000 with both higher interest income and lower interest expense.   Provision for credit losses decreased $28,000, and noninterest expense increased $119,000 compared with third quarter 2025.

Balance sheet growth has moderated during 2026 due to higher interest rates, but deposits have grown $9.1 million year to date, and total assets were $209 million at quarter-end.

Net income of $1.86 million for the year-to-date period ended September 30, 2026 was higher than $1.55 million reported for the same period in 2025. Annualized return on average assets (ROA) of 1.18% and annualized return on average equity (ROE) of 9.87% were reported for the nine months ended September 30, 2026.

Apollo Trust Company operates six banking locations in the Alle-Kiski Valley and a loan office in the Fox Chapel area of Pittsburgh.  Apollo Bancorp, Inc. common stock is traded Over-the-Counter on OTCID under the symbol APLO.  Recent trades and current bid-ask prices may be viewed at www.otcmarkets.com.

More information is available at the Company’s website:  www.apollotrust.com