Mortgage Refinancing

Choose from Many Refinancing Options

Make Convenient Payments

After you refinance, you can choose to make your mortgage payments by an automatic account transfer, in-person payments, Online Banking, or ACH. We're dedicated to providing you with personalized and convenient services to help you refinance your current mortgage.

Choose Local

We understand the pride of home ownership and the sense of security it brings. As one of the only community banks in the Kiski Valley, we uniquely understand the local housing market, and all decisions are made locally by people you know and trust.

Get a New Mortgage Right Away

Our application process is straightforward and our staff is here to answer any questions you may have. Because of this, we can get you started on a new mortgage right away.

Refinancing your mortgage doesn’t have to be stressful or complicated.

If you have a mortgage that’s not right for you or your rate is higher than it should be, now is the time to consider refinancing. At Apollo Trust, mortgage rates remain competitive, and terms are flexible. You can join our customers who have already saved thousands of dollars and reduced the length of their term when refinancing with us. 

Our mortgage professionals will sit down and review your current mortgage and budget. We’ll offer several comparison tools to help you make the best decision. Contact Rob Kopec (NMLS #723149), Vice President, Residential Lending, at, or 724.478.3151 x 220 to get started.

  • Competitive mortgage rates
  • Flexible terms
  • Local servicing
  • Convenient payments
  • Easy application

Get Competitive Rates with Apollo Trust

At Apollo Trust, all decisions are made locally by people you know and trust. This means a quick turnaround and payments that are within your budget.

It pays to stay local with advice and assistance from your friends at Apollo Trust. Our rates are competitive, and we make the mortgage process seamless and worry-free:

Mortgage Rates*

Info and TermsInterest RateAPRMonthly Payments /
$1,000 borrowed
15 year6.125%6.388%$8.51
20 year6.250%6.461%$7.31
30 year6.500%6.622%$6.32

*The Annual Percentage Rates (APRs) provided are subject to market fluctuations and may change without notice. Disclosed APR is based upon a fixed rate for purchase or no cash-out refinance of an owner occupied primary residence. APR is calculated on a loan amount of $100,000 assumes 20% equity into the transaction and a credit score of 720 or better. Rates may be adjusted to reflect underwriting risk. Subject to Apollo Trust Company underwriting guidelines and collateral requirements. Rates reflect a 60 day lock period for purchase and refinance transactions. Other rates and programs are available. Higher Loan to Value (LTV) may require Private Mortgage Insurance, which will increase the Annual Percentage Rate. Taxes and insurance on the collateral property are required, and flood insurance may be required. Loans in excess of $100,000 may require title insurance. Payments do not include taxes and insurance, and the actual obligation may be greater.

Personal Banking with Apollo Trust

At Apollo Trust, we’re committed to helping you reach your personal, career, and financial goals during every phase of your life. Whether you need assistance obtaining a Certificate of Deposit, Line of Credit, Auto Loan, Personal Loan, or Safe Deposit Box, our banking professionals are ready to help.

Our Professionals Are Ready to Help.

We’re proud to serve Western Pennsylvania. If you have questions about our comprehensive suite of personal banking services or other Apollo Trust offerings, visit your local Apollo Trust branch or contact us to set up an appointment with a team member.


Personal Banking Services

Discover Additional Information

family painting house wall

Home Equity Loans / Lines of Credit

By using the equity in your home, you may be able to pay for home renovations, a new car, medical bills, and other expenses in a more affordable way.

Learn More
Making memories

Auto Loans

Your new car can be a reality with Apollo Trust — we offer auto loans with flexible rates and terms to best fit your budget.

Learn More
Women Collaborating

Personal Loans

Whether you’re ready to update your home, take a much-needed vacation, or need to consolidate debt, Apollo Trust can help with a Personal Loan or Credit Line.

Learn More