Buying Your First Home?

First Front Door

The 2024 First Front Door program funding round is now closed.  Information about the 2025 program will be updated when it becomes available.

If you are buying your first home, you could get up to $15,000 towards your down payment and closing costs!*  Through the First Front Door (FFD) program, a homebuyer grant program of the FHLBank Pittsburgh, qualified homebuyers who contribute a minimum of $1,500 toward down payment and closing costs could be eligible for a maximum FFD grant of up to $15,000. 

To be eligible you must:

  • Be a first-time homebuyer**
  • Contribute personal funds to the down payment and closing costs
  • Purchase the home as your primary residence
  • Have a household income of no more than 80 percent of the area median income at the time of FFD enrollment (Determine your income limit on the HUD website) 
  • If a student, work at least 30 hours per week
  • Complete four hours of homeownership counseling from an approved counseling agency prior to the purchase of the home
  • Not receive cash back at settlement for any reason
  • Own the home as your primary residence for five years from the loan closing date in order to keep the full amount of the grant

 

*Apollo Trust Company is a participant in the FHLBank Pittsburgh’s First Front Door program.  Specific eligibility requirements apply.  Income calculation is based on the median income of the area in which the applicant currently resides.  Terms and conditions are subject to underwriting and credit approval.  Funds are available during an annual funding round on a first-come, first-served, homebuyer-by-homebuyer basis.

** You are considered a first-time homebuyer if you have not owned an eligible property used as your primary residence in the last three years. This also includes, if purchasing jointly with other individuals, at least one person has not owned an eligible property used as a primary residence in the last three years. This also includes any person that has owned an eligible property jointly with another individual and is now independently purchasing an eligible property. If an investment property is owned, the person has not lived there and has not owned an eligible property used as a primary residence in the last three years.

Contact Rob Kopec for more information!

Rob Kopec (NMLS #723149)
Vice President, Residential Lending
[email protected]
412.252.2802