Buying Your First Home?

First Front Door

The 2021 First Front Door program funding round is now closed.  Information about the 2021 program will be updated when it becomes available.

If you are buying your first home, you could get up to $5,000 towards your down payment and closing costs!*  Through the First Front Door (FFD) program, a homebuyer grant program of the FHLBank Pittsburgh, qualified homebuyers can receive a 3-to-1 matching contribution.  That means that for every $1 you put toward your down payment and closing costs, you can receive $3 in grant assistance, up to a maximum of $5,000.

To be eligible you must:

  • Be a first-time homebuyer**
  • Contribute personal funds to the down payment and closing costs
  • Have an income at or below 80 percent of the area median income at the time of FFD enrollment (Determine your income limit on the HUD website)
  • If a student, work at least 30 hours per week
  • Be willing to complete four hours of homeownership counseling
  • Own the home for five years from the loan closing date in order to keep the full amount of the grant

*Apollo Trust Company is a participant in the FHLBank Pittsburgh’s First Front Door program.  Specific eligibility requirements apply.  Income calculation is based on the median income of the area in which the applicant currently resides.  Terms and conditions are subject to underwriting and approval.  Funds are available on a first-come, first-served basis. 

**First-time homebuyers, as defined by U.S. Department of Housing and Urban Development, must meet one of the following: has not owned a home within the past three years; has owned a home within the past three years as a married person, but is now applying for a mortgage as a single person; is married, but his/her spouse has not owned a home within the past three years. 

Contact Rob Kopec for more information!

Rob Kopec (NMLS #723149)
Vice President, Residential Lending
724.478.3151 x 220

Apollo Trust Company NMLS #728340