Apollo Bancorp Inc. 2025 Third Quarter Earnings

Contact: Nelson L. Person
President & CEO
Tel. (724) 478-6101

FOR IMMEDIATE RELEASE

Apollo, PA—October 22, 2025:  Apollo Bancorp, Inc. (OTCID: APLO), the parent company of Apollo Trust Company, reported net income for the quarter ended September 30, 2025 of $581,000, or $1.13 per share, compared with third quarter 2024 earnings of $428,000, or $0.82 per share.  The Company reported an increase in net interest income of $226,000 with notably higher interest income and slightly lower interest expense.  Provision for credit losses decreased $60,000 and noninterest expense increased $62,000 compared with third quarter 2024.

Steady balance sheet growth has occurred during 2025 due to lending, and total assets were $208 million at quarter-end.

Net income of $1.55 million for the year-to-date period ended September 30, 2025 was higher than $1.24 million reported for the same period in 2024. Annualized return on average assets (ROA) of 1.01% and annualized return on average equity (ROE) of 8.49% were reported for the nine months ended September 30, 2025.

Apollo Trust Company operates six banking locations in the Alle-Kiski Valley and a loan office in the Fox Chapel area of Pittsburgh.  Apollo Bancorp, Inc. common stock is traded Over-the-Counter on OTCID under the symbol APLO.  Recent trades and current bid-ask prices may be viewed at www.otcmarkets.com.

More information is available at the Company’s website:  www.apollotrust.com